Teachers’ Optimizer Plus

Tax Free is always better! That’s the kind of returns you get when you invest with the JTA Credit Union’s Teachers’ Optimizer Plus (TOP) account. You can invest between $25,000 and $1,000,000 for a period of no less than 60 months and get your returns TAX FREE!


The JTA Credit Union Special Deposit Account

This is a term deposit account that allows you to invest your money for a fixed term of either 30 or 90 days at a variable interest rate. Term deposits are safe investments and offer higher returns than a regular savings account. You can start a Special Deposit Account at the JTA Credit Union with as little as $10,000.00.


Retired Teachers Savings Plan

This special account pays 0.75% above regular term deposit rates and gives retired members the well-needed opportunity to maximize returns on their investment. A minimum of $100,000 is required to start a Retired Teachers Savings Plan.