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Mortgage Loan

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There's no Place Like Your own Home

Owning a place to call your own has never been easier. Let the JTA Co-op Credit Union show you how. Our mortgage loan is available for a low rate of 7.5% with a repayment term of up to 35 years to repay.

Ask about our 2nd home mortgage product today. If you already own a home you can purchase a second property with help from the JTA Credit Union ask about our 2nd mortgage today and enjoy low rates and unbeatable terms.

Remember All loans offered by the JTA Credit Union are calculated on the reducing balance.

Home Loan Checklist

  • Sale agreement and evidence of deposit
  • Registered title of relevant property or location of the title
  • Salary verification letter
  • Proof of age (certified copy of birth certificate or valid passport)
  • Certificate of payment of taxes
  • Valuation report (see list of valuators accepted by the JTACCUL)
  • Surveyor’s identification report
  • Last 6 months pay slips
  • Income and expenditure statement
  • NIS & TRN cards
Apply for loan

Get financing for whatever you need now

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

New Home

New Home Loan at basic interest rates from Borrow-Loan Company. You can apply online and check your eligibility and easy EMI. Fast Approval for your new home loan.

Home Conversion

A home conversion loan is a scheme for those who have already taken a housing loan. This loan follow some rules and regulations.It is a part of loan.

Land Purchase

Borrow Loan offers home loan for land purchase to make your dream home. You can compare home loan rates with our compare loan table. Apply online for Home Loan.

Home Renovation

Get instant approval for renovation your home. Borrow introduce home improvement loan. It is with basic rate and flexible EMI repayment.For more detail you can check our loan products.

Get financing for whatever you need now

Enquire Now

Features of Car Loan

All loans are not created equal, personal loan has become a great option for people to use.

Salaried & Self Employed

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Loan For Agriculturists

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Home Loans For NRIs

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No Morgage

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Home Loan - Eligibility

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a personal loan.

Age

Maximum age of applicant at loan maturity: 60 years

Income

Minimum Net Monthly Income: Rs 15,000

Credit Rating

Applicant should have the bank specified credit score.

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

Can I pay off my loan early?

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Do you offering refinancing ?

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When should i apply?

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Where are you located?

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We are a member owned financial organization that serves teachers and other workers in the education sector who are members of the Jamaica Teachers’ Association. Since our establishment we have worked hard to ensure that our members are able to ‘BE THEIR BEST’.

97a Church Street, Kingston 1(876)922-2009

We are a member owned financial organization that serves teachers and other workers in the education sector who are members of the Jamaica Teachers’ Association. Since our establishment we have worked hard to ensure that our members are able to ‘BE THEIR BEST’.

1(876)922-2009 97a Church Street, Kingston

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