The JTA Co-op Credit Union offers its members the chance to purchase their dream house for a low rate of 6.99% for a repayment term of 35 years. If you are currently a homeowner and seeking to increase your equity by purchasing a second property, no worries the JTA Credit Union has a mortgage solution for you. With us, you can now purchase a second home at a rate of 8.25%. Additionally, the Credit Union offers its members mortgage loans to purchase land and build the house of their choice. Whatever the case, the JTA Credit Union is there for its members helping them take that big step of becoming home owners.