You worked hard for what you have, make sure they are protected. Get a Premium Finance Loan to cover all your insurance needs. JTA Co-op Credit Union Premium Finance loan provides the funds you need to insure your possessions.
This short-term loan can be purchased on its own or bundled with your JTA Co-op Credit Auto or Mortgage loan. Tying this product with the Auto or Mortgage loans guarantees that the Premium Finance Loan will be given at the same rate as the other loan.
What are waiting for? Enquire about our auto loan today.
Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.
Borrow-Loan Company offers new car loan at fair interest rates and adjustable repayment terms.Fast sanction, personalised service and absolute transparency in new car loans.
Borrow-Loan Company offers new car loan at fair interest rates and adjustable repayment terms.Fast sanction, personalised service and absolute transparency in new car loans.
With no income documents required, getting a loan couldn’t get any easier. Borrow-Loan Company offers you car loan at basic interest rates and flexible EMI for repayment.
Borrow-Loan Company also grant different loans like Home loan, Personal loan and Educate loan at fair rate of interest and flexible EMI. For more detail you can check our loan products.
All loans are not created equal, personal loan has become a great option for people to use.
Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a personal loan.
Maximum age of applicant at loan maturity: 60 years
Minimum Net Monthly Income: Rs 15,000
Applicant should have the bank specified credit score.
If you have a question about Auto Loans, consider reading our FAQs below.
The JTA Credit Union provides financing of up to $10M towards the purchase of a motor vehicle. The maximum qualifying amount is also dependent on your ability to repay as well as your share balance.
You would qualify for access to an auto loan after three (3) months of membership.
You may check out our loan calculator to determine an estimate of your monthly payments. You may also visit or call any of our locations most convenient to you, to speak with a representative about your projected payment schedule and other details for an auto loan.
You may receive pre-approval once you have identified your motor vehicle of interest and all relevant documents (see Checklist ) are submitted to the Loans Officer for review.
Once you have identified your vehicle of choice, the following documents are required to start the application process:
After completing the application process, you will be informed of your status within 2 -3 business days.
Yes. You may opt to sell your motor vehicle before the maturity of your loan. Following the sale of the vehicle, the remaining balance of the loan will be repaid from the proceeds. There are no penalties for early repayment.
Yes. The JTA Credit Union offers several solutions to help you attain comprehensive coverage for your motor vehicle. You may choose to finance your yearly insurance premium by accessing our premium finance loan and repay at a low monthly payment for ten months. You may also choose to access affordable coverage from a reputable insurance provider, through our comprehensive insurance package offered in partnership with the JCIA and receive value-added benefits.
Comprehensive coverage helps to protect the vehicle and minimizes the risk of loss in the event of physical damage or theft. When you sign your loan agreement, you agree to protect the vehicle against these risks by purchasing comprehensive insurance.
